An Elevated Personal Insurance Experience

for family offices and high net worth individuals.

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If you have an urgent insurance need, call/text (877) 446-7844

If you are with a family office, email  ml@pvig.com for priority access

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Policies We Offer

Home
Auto
Umbrella
Yacht &
Watercraft
Jewelry, Art
& Collectibles
Workers
Compensation
Non-Profit
Directors & Officers
Cyber &
Identity Theft
Rental
Properties
Any Other
Needed Coverages

Pine View exclusively focuses on personal insurance. We have third-party partners for any commercial or life insurance needs.

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The Pine View Experience

Exceptional Member Service

We set a new standard.



Member support your way - call, text, or email

Same day replies. No exceptions.

In-depth annual reviews & 60 day renewal notices

Low advisor-to-client ratio

Member representation in carrier negotiation

Extensive Product Access

We continually expand our access to carriers to ensure that we find the best policies for your unique needs.

Direct writers and captive agents can only offer you one option. And, many independent agents don't have enough high-net-worth clients to support multiple high-net-worth carriers.

We prioritize having wide access because we believe it is best for our members.

Engendering Confidence

Beyond our world-class team, we have a suite of proprietary tools and services to instill confidence that you have the right policies:

PVIG Platinum Annual Review™
(award-winning, AI-assisted annual reviews)

Peer Benchmarking

Deductible Optimizer™

Umbrella & Risk Appetite Calculator

Self-Audit Peer Reviews

+ More

Elite Risk Services

Through our partner vendor network, Pine View members can access end-to-end risk and claims management services including:

Incident + Claims Advocacy

Complimentary Domestic Staff Background Checks

Appraisal Assistance

Personalized Risk Mitigation Recommendations

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The Pine View Team

Founding Partner

Mike Lloyd

Mike founded Pine View Insurance Group after realizing that many would benefit from a better philosophical approach and user experience for their personal insurance.

Mike is also the Founding Partner of Five Bays Capital, which invests, advises and incubates high-potential companies, typically with a focus on P&C insurance. PVIG is its first incubation project.

Previously, Mike was the Co-Founder & COO of Corvus Insurance, which was acquired by Travelers in 2024 for $435 million. His expertise in delivering innovative solutions underpins Pine View’s elevated member experience.

Mike resides in the Greater Boston area and holds a Bachelor of Science from the Virginia Military Institute, a Master of Science from MIT, and an MBA from Harvard Business School.

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Founding Partner

Michael Horowitz

Michael Horowitz, Founding Partner at Pine View

Michael brings entrepreneurial and operational expertise to Pine View. Having built and scaled businesses across industries, he is adept at helping accomplished professionals navigate complex challenges.

Michael is also the Founder of Streetlight Capital, which invests in search funds and entrepreneurship through acquisition. Through Streetlight, he acquired, operated, and exited Buckeye Restaurant Group, one of the largest operators in the Wingstop system, growing it via acquisitions and new unit development before its 2023 sale.

Previously, Michael was an investor at A&E Real Estate, one of New York City’s largest multifamily housing owner/operators, and began his career as a venture-stage software investor at Bessemer Venture Partners. He holds degrees from Wharton and Harvard Business School.

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Private Client Advisor

John Watkins

John Watkins, Private Client Advisor at Pine View

John Watkins brings over two decades of experience advising high-net-worth individuals and families. At Pine View Insurance Group, he exemplifies a commitment to excellent service, delivering thoughtful insurance solutions tailored to each member’s unique needs.

Previously, John led the Private Client Group at HUB International, focusing on family offices and wealth managers. In 2023, he was recognized by Risk & Insurance magazine as a Private Client Power Broker.

During his tenure at HUB, he earned the Chartered Private Risk and Insurance Advisor designation, served on HUB’s National High-Net-Worth Council, and was named Strategic Account Executive of the Year in February 2024.

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Director of Marketing

Noah Sneath

Noah Sneath, Director of Marketing at Pine View

With a career rooted in startups and early-stage growth companies, Noah brings a sharp understanding of brand-building and demand generation.

He worked at Corvus Insurance during its formative years alongside Pine View's Founding Partner Mike Lloyd. His Corvus' experience deepened his interest in building unique companies with bold visions that aim to shape the future of their industries.

Noah’s professional journey also includes roles at TeamSnap, LeagueSide, and Gupta Media, where he honed his skills in marketing, analytics, and campaign execution. He holds a Bachelor of Science from Northeastern University.

Email Noah

Trusted Carrier Partners

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